I've Been Swipped!

I have been Swiped!!!

Yes you heard Right.... To bad I was not there to Say "Swipper NO Swiping!"

Some Lovely person skimmed my Debit Card Number, as I punched the secret code into the hand held key pad was able to take all my info. This also Happened to my Husbands Card as well.

Then to my understanding they took a blank card, gave that card all my info, which lets them go to ANY ATM, and use it as their own.

Here I am getting all huffy & puffy because I can not seem to make a deposit at the local ATM with my card and put Money into my account. So I leave the ATM to talk to the people at the local bank to find out why I am not able to money into the bank...... I am thinking to myself...."What Bank in the World would not let you PUT MONEY INTO IT". The bank teller was very nice, explained to me that it must have something to do with my bank card or my bank, they were even kind enough to look up the number for my bank since THE NUMBER was not even on the Bloody card!

So here I go out the door calling my bank, while I am walking to the food store to buy nuts and chips for my yummy cookies.... DAMN I have to leave a message... Ok I leave the message.... I hope she calls soon but after I am out of the store, Its Friday and I really don't want to play phone tag, I REALLY WANT TO FIND OUT WHY ..I can not put money into the Bank Account!

Into the store I go.... I find the nuts and the chocolate chips, I am excited... I happily go up to the counter to pay for my goodies thinking about the yummy treats I am going to have for my kiddoes and husband when they get home... AND then something makes me frown... I look up to the nice lady working the counter, and she goes "Your card has made its Limit" I am thinking Limit... "my card doesn't have a limit" she says "would you like to swipe it again" I say No and hand her my American debit card. Complaining that I could not even put money into my account, she tells me that "ALOT of people today is having that same problem." I thank her....

Home bound I go...trying to think how this has happened, hoping the lady at the Bank calls me back soon. So as I am chopping my nuts, she does call... and I firmly explain to her that I am upset because it seems like something is going on with my card or the Banking system Every month... and she firmly tells me back "we do this for your protection etc." She tells me to go to my online banking account and WHACK (yes I felt hit in the face) as my focus on the missing dollars from my account from an ATM from two towns over. A heavy Sigh came from me and I ask how this happens... come to find out it happens alot in the area I live in. She tells me not to use any free standing ATMs in malls and such... which I rarely do anyways. She also informs me that it can happen even in normal shops such as food stores and clothing stores, She tells me I just have to get a feel of the place and the people that are checking me out...and when I am taking money out use a bank ATM...

Needless to say "AWW MAN", its Christmas shopping time and I have a check I can not seem to get cashed... I think life is testing me once again and if I just bought that TV I had my eye on we would not even had the money in the account to get taken in the first place.... hummm maybe my new motto is SPEND IT WHILE you can...because if you DON'T someone else will!